freecreditreport.com may have catchy commercials but it isn’t free

Those dirty bastards behind freecreditreport.com, whoever they are, are slick. I’ll give them that. When I hear that guy singing about his posse’s legs sticking to the vinyl in his cheap car I can’t get the stupid song out of my head.

The truth though, is that freecreditreport.com is a scam. The irony is that freecreditreport.com claims it will protect you from being scammed. I suppose that if you are the sort of person who would hire a criminal to protect you from other criminals then freecreditreport.com is a good choice. Just remember it isn’t free.

The company uses false advertising to get you to do a “free” check on your credit and then robs you of $12.95 a month and hopes you won’t pay careful attention to your bank or credit card statement. The company will try and pressure you when you call to cancel the monthly charge. They don’t want to let go of that money for nothing.

The charge on your bill will look like this:

22 DEC CIC*Triple Advantage 877-4816825 CA 12.95

I’ve had this company rip me off twice now. The first time was my own fault and the second time I’m not even sure how they decided it was OK to start billing me again. I’m sure they are working on new and more insidious ways to steal a few more dollars out of my account. Experian owns this little ripoff business. If you ever have the chance to avoid doing business with the company, I would encourage it.